MANOHAR S SINGH, K MADDULETY, A SEETHARAMAN. Impact of External Regulator on Digital Payments. European Economic Letters (EEL), [S. l.], v. 14, n. 3, p. 2272–2295, 2024. Disponível em: https://eelet.org.uk/index.php/journal/article/view/2002. Acesso em: 21 oct. 2025.