SANJEEV KUMAR, VIVEK BHATIA. "Analysing the Role of Financial Technology (Fintech) In Enhancing Access to Credit for SMES: A Cross-Country Study" . European Economic Letters (EEL), [S. l.], v. 14, n. 4, p. 1563–1575, 2024. DOI: 10.52783/eel.v14i4.2288. Disponível em: https://eelet.org.uk/index.php/journal/article/view/2288. Acesso em: 8 jan. 2026.