AAYESHA GOYAL, POONAM KHAMAR SHAH. The Impact of Buy-Now-Pay-Later Schemes on Young Consumers’ Spending Patterns: An Economic Perspective. European Economic Letters (EEL), [S. l.], v. 15, n. 4, p. 2188–2197, 2025. DOI: 10.52783/eel.v15i4.4030. Disponível em: https://eelet.org.uk/index.php/journal/article/view/4030. Acesso em: 15 may. 2026.