SMEETA BHATKAL, DR VAISHALI PATIL. A Study of The Factors Influencing Use of Debt Across Three Industries – Auto & Auto Ancillary, Pharmaceutical and Information Technology Industries. European Economic Letters (EEL), [S. l.], v. 13, n. 1s, p. 289–300, 2023. Disponível em: https://eelet.org.uk/index.php/journal/article/view/526. Acesso em: 12 nov. 2025.