DR. SANAM SHARMA. Risk Management Strategies In Post-Retirement Financial Planning And It’s Schemes. European Economic Letters (EEL), [S. l.], v. 13, n. 4, p. 596–611, 2023. Disponível em: https://eelet.org.uk/index.php/journal/article/view/638. Acesso em: 21 dec. 2025.