Amit Gupta, Anjali Kaushik, Anupama Prashar, Rajiv Kohli. “QUALITATIVE STUDY ON DIGITAL PAYMENTS TO DIGITAL ECONOMIES – STATE ECOSYSTEM PERSPECTIVE IN INDIA”. European Economic Letters (EEL) 15, no. 1 (February 19, 2025): 2061–2068. Accessed December 7, 2025. https://eelet.org.uk/index.php/journal/article/view/2591.