Sukeshraj Zallare, Ashish Hattangdi. “Digital-Based Collection Systems in Microfinance: A Bibliographic Analysis (2014–2024)”. European Economic Letters (EEL) 15, no. 4 (August 30, 2025): 360–373. Accessed September 10, 2025. https://eelet.org.uk/index.php/journal/article/view/3630.