A Comparative Analysis Of Secure Investment Schemes In India Using Streamlit Visualization

Abstract

In a rapidly evolving financial environment, making informed investment decisions is crucial for individuals seeking both safety and returns. India offers a wide array of secure investment instruments such as Fixed Deposits (FDs), Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY), and Sovereign Gold Bonds (SGB), each differing in terms of risk, taxation, liquidity, and returns. However, for a typical investor—especially first-timers—the diversity and complexity of these options can be overwhelming.

This project presents a user-friendly, interactive Streamlit application that enables investors to compare multiple government-backed and low-risk financial schemes. By taking user input (investment amount and duration), the application dynamically visualizes maturity value, risk, and liquidity ratings for each scheme. The tool also displays detailed tax implications and official references, helping users make educated, data-backed financial choices.

This solution bridges the gap between financial literacy and practical investment planning by combining finance, data science, and intuitive web development.