Cryptocurrency and Securities - A Comparative Analysis of Awareness, Pricing, and Risk Perception among Youth

Abstract

Technologies are the man-made resources, day - by - day it is upgraded by the human; therefore, it’s obvious that the human needs and wants are also upgraded towards the technological advancement. However, with the adoption of the new technology in the business operations people are showing and shifting their interest towards the Securities market and Cryptocurrencies instead of investing in Bank & Post Office Saving Account because it offers higher rate of return. Cryptocurrency is a digital currency providing investment option through an online mode in which transactions are recorded by the Blockchain Technology in an encrypted form. Securities are the digital assets issued to the general public by the organizations to raise fund. The research analyses the Cryptocurrency and securities as an investment option. Besides that, its aim is to investigate the awareness about the Cryptocurrency and Securities among the youth. For the purpose quantitative data is collected through the online mode where 115 respondents have participated in questionnaire, in which majority of them are aware about the Cryptocurrency and Securities but currently they aren’t investing in it. The risk and security are the main concern nowadays as Cryptocurrency is mainly used for the fraudulent activity and its legality is still unknown, so the future concern is dramatically increasing. To examine the risk and return factor standard deviation is calculated. In this research paper history, evaluation & concept is being discussed briefly.