An Empirical Investigation on Agriculture Credit System in India with Emphasis on Telangana

Abstract

Agriculture is the backbone of the Indian economy, and Telangana state is no exception. This study aims to investigate the current state of agriculture in Telangana, exploring the influence on Agricultural Credit on agricultural productivity and sustainability of agricultural practices. Using a mixed-methods approach, combining both qualitative and quantitative data collection and analysis methods, this study examines the perception of farmers towards agriculture loans and impact of literacy on availing agricultural loans in Telangana State. The findings highlight the significant challenges faced by farmers in Telangana, including limited access to credit. This research contributes to the existing literature on Indian agriculture, providing valuable insights into the complexities of agricultural development in Telangana. The study's recommendations offer practical suggestions for policymakers, agricultural officials, and other stakeholders seeking to promote sustainable agricultural development and improve the livelihoods of farmers in Telangana.