Banking Inclusion: The Role of Technology in Promoting Access to Financial Services in Developing Economies

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Gargi Chaudhary, P. Poornima

Abstract

Financial inclusion remains a critical challenge in developing economies, where a significant portion of the population lacks access to essential banking and financial services. This paper examines the transformative role of technology in bridging the financial access gap, focusing on innovations such as mobile banking, digital wallets, fintech platforms, and blockchain-based solutions. The study highlights how these technologies have redefined traditional banking models, enabling underserved populations to access financial products and services more affordably and conveniently.

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How to Cite
Gargi Chaudhary, P. Poornima. (2025). Banking Inclusion: The Role of Technology in Promoting Access to Financial Services in Developing Economies. European Economic Letters (EEL), 15(1), 1247–1262. https://doi.org/10.52783/eel.v15i1.2501
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Articles