Influence of Emotional Intelligence on Financial Risk Tolerance of Investment Choices Among Women Salaried Employees.

Abstract

This study looks at how emotional intelligence (EI) influences financial risk tolerance and investment behavior among salaried women. Based on data from 129 participants, the analysis used regression, T-tests, and chi-square tests to examine the relationships. The findings show a clear positive link between emotional intelligence and risk tolerance, especially in women who show strong self-regulation, adaptability, and the ability to reflect on their emotions. However, EI did not appear to significantly impact the types of investments chosen, suggesting that other factors like financial literacy, income level, and social influences may have a stronger role. These insights highlight the importance of financial education programs that consider emotional and psychological aspects, particularly for supporting women in making confident and informed financial decisions.